Linna trusted Pei Donglai more and more and wanted to take him with her wherever she went. Pei Donglai also tried his best to do his job well.
As time went by, Pei Donglai also became a supervisor and was able to lead the team by himself.
With his own efforts and understanding of the industry, Pei Donglai did his job better and better and became the company's top-performing supervisor.
In the past three years, Pei Donglai traveled to many cities, including Lijiang, but he did not take the initiative to contact Zhang Yutong. Now, he does not know how Zhang Yutong is doing. The two have not contacted each other since the last phone call. pass.
Lin Xiaojie often sent greetings, but the two never met. The past was like a passing cloud, gone forever.
At work, Pei Donglai continued to learn relevant professional knowledge, including law. To this end, Pei Donglai also passed the lawyer's qualification certificate; secondly, he continued to accumulate his own network and met many bank bosses.
At work, Pei Donglai discovered that there were more or less non-performing credit assets in these banks. The account managers usually managed them loosely, and some even ignored them. Over time, it became a headache for bank leaders.
Pei Donglai discovered this problem when he was at Jiangdong Bank. The way to solve this problem at that time was to include these old non-performing credit assets in the assessment of account managers, but the effect was not obvious. First, because the assessment content was relatively small. There are so many that no one can take them into consideration; secondly, because banks were mainly focused on development in those years, they neglected this work.
When Pei Donglai was the president at that time, he also found external agencies to help collect these loans. He originally thought that these loans were a tough nut to crack, but the actual collection results were pretty good.
Pei Donglai also analyzed the reason, why couldn't he accept his own people? Can others take it back? The fundamental reason is that our own people don’t have that much time to do this work, and others do this work professionally.
After thinking about it for a long time, Pei Donglai came up with an idea. He could take over this business, so why bother working as a laborer?
He analyzed his advantages. First, he had worked in a bank and had experience in this field. Second, after coming to Xingyue, he had contacted many bank executives and had connections in this field. Third, he still had some funds on hand. You can find a law firm to cooperate and join as an investor.
All that's left is to find a lawyer, preferably one with a bad business, to work with.
Although he has done well in Xingyue Company, Pei Donglai feels that it is difficult to climb up after becoming a supervisor. There are many senior supervisors in the company, such as Linna, who have been still standing still for so many years. Even Ye Xiaolan hasn't gone up yet. If she wants to get ahead on her own, if she's lucky, she'll wait until the end of the year. If she's not lucky, she'll never get ahead.
After some consideration, Pei Donglai decided to just do it. The location was still in the familiar Jiangcheng, so that his business could be spread all over the country.
Taking advantage of the holiday, Pei Donglai returned to Jiangcheng and found Li Yunfeng and Heizi to discuss the matter. After listening to Pei Donglai's idea, the two felt that it was feasible.
Li Yunfeng said: "There are quite a lot of law firms in Jiangcheng. I have a friend who graduated from XX University of Political Science and Law. He became a lawyer when he came out. Later he opened a law firm. Professionally, he is pretty good, but not very good. He is good at handling business and has few cases. Now the lawyer is shaky and is probably going to go bankrupt. I will contact him later."
"Okay, then you can make an appointment and we will meet and discuss it in detail."
After the discussion, Pei Donglai came to Liu Zhongtang's house and asked, "President Pei, what's wrong with you?" Liu Zhongtang's wife said excitedly.
At that time, Liu Zhongtang's daughter was ill, and Pei Donglai worked hard. Therefore, Liu Zhongtang's family was very grateful to Pei Donglai.
"Sister-in-law, where is Lao Liu?"
"He's getting off work soon. Mr. Pei, please sit down first while I go get some food. I'll have a drink with Lao Liu later. He often mentions you."
More than 20 minutes later, Liu Zhongtang came back. The moment he saw Pei Dong coming, his eyes became wet.
"President Pei, after I came out, I went to Jiangdong Bank to find you, and they said you resigned," Liu Zhongtang said.
After Liu Zhongtang came out, he couldn't find any good job because of his age. He is currently working as a security guard in a property company, and his life is very tight.
Seeing Liu Zhongtang like this, Pei Donglai felt very sad. He had worked hard for decades, but he didn't expect to be cheated by Zhong Lan when he was about to retire. It was pitiful.
Before leaving, Pei Donglai gave Liu Zhongtang 20,000 yuan. Pei Donglai knew that Liu Zhongtang did not earn much as a security guard, and his wife only did odd jobs, barely enough to cover living expenses. He also had children in school, so the family had a lot of expenses.
"President Pei, how can I ask for your money? I haven't paid back what I owe you, so I can't extend my hand any more," Liu Zhongtang declined.
"Don't be polite to me, Lao Liu. This money is not given to you. It is for my baby's education. You keep it for her."
"Thank you, President Pei." Liu Zhongtang's hands were shaking and he shed tears when he took the money.
"After you left, Lingling often visited me. I will keep your kindness to me in my heart for the rest of my life, but I don't have the ability to repay you," Liu Zhongtang said with tears streaming down his face.
The next day, Pei Donglai visited Yu Lingling. Yu Lingling sighed as soon as she saw Pei Donglai, "President Pei, after you left, Jiangdong Bank is not as good as before. The income is not as good as before. The employees have no morale. They are all lifeless. My sister I resigned some time ago.”
Now, not only Jiangdong Bank is like this, many banks have entered a bottleneck period. Due to the rapid business development in the early stage, many sequelae have been left. The most typical one is the rapid growth of non-performing assets and the continuous decline of overall asset quality.
After returning to Beijing, Pei Donglai found Ye Xiaolan and expressed his thoughts. Pei Donglai felt a little sorry for Ye Xiaolan. At first, Ye Xiaolan helped him successfully enter Xingyue Company. Now that his wings are strong, he wants to leave. It is inevitable that he will feel a little sorry. not authentic.
Ye Xiaolan was very reluctant to hear that Pei Donglai was leaving Beijing, but she also knew the situation of Xingyue Company. If Pei Donglai continued to stay here, he could still make money, but his official career was slim. After all, the position of a senior executive was limited. Besides, The water here is deep and relationships are complex.
"Brother Pei, do you really want to go back to Jiangcheng? Can't you do it in Beijing?" Even if he doesn't work in the same company, Ye Xiaolan still hopes that Pei Donglai will stay in Beijing.
Pei Donglai also considered staying in Beijing, but after analysis, he felt that there was too much competition here and he would not have a place of his own. It was better to go to a small city, where the competition was relatively small, there were more opportunities, and it was easier to succeed.
